Re Protocol reUSD

REUSD Price

About Re Protocol reUSD (reUSD)

Re Protocol reUSD (reUSD) is a yield-bearing stablecoin that provides on-chain exposure to the global reinsurance market by tokenizing insurance risk.

• Real Economy Yield: Generates returns from actual insurance premiums rather than purely speculative crypto-market activities.
• Capital Protection: Utilizes a senior tranche structure protected by junior capital layers and reinsurer equity to enhance stability.
• Multi-Chain Accessibility: Operates across major networks including Ethereum, Avalanche, and Arbitrum to facilitate broad DeFi integration.

What Is Re Protocol reUSD

Re Protocol reUSD is a decentralized financial instrument designed to bridge traditional reinsurance markets with the blockchain ecosystem. The protocol tokenizes exposure to insurance contracts, allowing users to participate in a massive, uncorrelated asset class that has historically been reserved for institutional investors.

Value moves through the system by channeling stablecoin deposits into fully collateralized reinsurance agreements through licensed insurers. The token is "put to work" by backing these insurance layers, where it earns yield derived from a blend of off-chain premiums and on-chain basis trade rates. As the ecosystem grows, the protocol scales by increasing the number of Insurance Capital Layers (ICLs) and diversifying the underlying insurance portfolio across lines such as homeowners, commercial auto, and workers' compensation.

What Makes Re Protocol reUSD Unique

• Uncorrelated Asset Class: Offers exposure to reinsurance risk, which typically shows low correlation to traditional financial markets and crypto-asset volatility.
• Layered Capital Stack: Implements a structured capital hierarchy where reinsurer equity and junior tranches absorb losses before reUSD is affected.
• Verifiable Solvency: Combines on-chain transparency with daily off-chain attestations to allow users to verify the protocol's solvency in real time.
• Blended Yield Source: Calculates returns using a weighted average of the Secured Overnight Financing Rate (SOFR) and trailing on-chain yield rates.

What Can You Use Re Protocol reUSD for?

Re Protocol reUSD is pegged to the US Dollar.

• Value retention: The asset provides a digital representation of the US Dollar, allowing users to maintain a stable-value position on-chain while reducing exposure to broader crypto-market fluctuations.
• Yield generation: Holders earn a blended yield consisting of off-protocol returns from the SOFR rate (tied to the US Dollar) and on-chain returns from the trailing sUSDe rate, plus a fixed spread of 250 basis points.
• Cross-border settlement / value transfer: It facilitates the frictionless transfer of US Dollar-pegged value globally, enabling international remittances and trade settlement with the added benefit of embedded yield.
• Collateralization: The token can be used as backing for borrowing and lending within various decentralized finance protocols, supported by its stable-value nature and institutional-grade risk profile.

How Does Re Protocol reUSD Work?

Re Protocol operates by aggregating stablecoin deposits into Insurance Capital Layers (ICLs). These layers are then used to collateralize quota-share reinsurance contracts with regulated insurance companies. When premiums are paid by policyholders, a portion of that capital is distributed back to the protocol as yield.

The technical mechanism relies on daily Net Asset Value (NAV) updates at UTC 00:00, where the token price is adjusted based on the accrued daily yield. The protocol uses Chainlink oracles with price guardrails to prevent outsized single-day fluctuations. Users pay protocol service fees for managing the capital deployment and maintaining the infrastructure, rather than using the token as network gas.

Team Info and Investors

Re Protocol is overseen by the Re Foundation, a Cayman-based entity responsible for governance, regulatory compliance, and treasury management. The protocol emphasizes underwriting discipline and maintains a "cat-light" posture, focusing on low-volatility insurance lines. While specific individual founders are not detailed in the primary technical documentation, the project is structured to ensure institutional-grade custody and audit standards, including daily attestations by independent firms like The Network Firm.

Where can you buy Re Protocol reUSD?

REUSD tokens can be traded on decentralized exchanges. The most popular exchange to buy and trade Re Protocol reUSD is Fluid (Ethereum), where the most active trading pair REUSD/USDT has a trading volume of $1,314,919.56 in the last 24 hours. Other popular options include Curve (Ethereum) and Fluid (Arbitrum).

What is the daily trading volume of Re Protocol reUSD (REUSD)?

The trading volume of Re Protocol reUSD (REUSD) is $3,213,775.97 in the last 24 hours, representing a 355.10% increase from one day ago and signalling a recent rise in market activity. Check out CoinGecko’s list of highest volume cryptocurrencies.

What is the highest and lowest price for Re Protocol reUSD (REUSD)?

Re Protocol reUSD (REUSD) reached an all-time high of $1.10 and an all-time low of $0.8734. It’s now trading 0.00% below that peak and 26.50% above its lowest price.

What is the market cap of Re Protocol reUSD (REUSD)?

Market capitalization of Re Protocol reUSD (REUSD) is $301,029,600 and is ranked #155 on CoinGecko today. Market cap is measured by multiplying token price with the circulating supply of REUSD tokens (270 Million tokens are tradable on the market today).

What is the fully diluted valuation of Re Protocol reUSD (REUSD)?

The fully diluted valuation (FDV) of Re Protocol reUSD (REUSD) is $301,029,600. This is a statistical representation of the maximum market cap, assuming total number of 270 Million ETH tokens are in circulation today.

How does the price performance of Re Protocol reUSD compare against its peers?

With a price increase of 0.10% in the last 7 days, Re Protocol reUSD (REUSD) is outperforming the global cryptocurrency market which is down -0.30%, while underperforming when compared to similar Stablecoins cryptocurrencies which are up 0.10%.

How to add Re Protocol reUSD (REUSD) to MetaMask?

Adding Re Protocol reUSD (REUSD) to MetaMask allows you to view your token holdings, trade on decentralized exchanges, and more. To add them, you’ll need to import REUSD as a token. You can copy REUSD’s contract address (0x5086bf358635b81d8c47c66d1c8b9e567db70c72) and import it manually, or if you've installed MetaMask's chrome extension, add REUSD to MetaMask with one click on CoinGecko.

Add REUSD to MetaMask.